Multi-Factor Authentication (MFA) refers to a security mechanism that requires users to provide multiple forms of identification or authentication factors before gaining access to a system, application, or account. MFA typically involves the use of two or more of the following factors: something the user knows (e.g., a password), something the user has (e.g., a mobile device or smart card), and something the user is (e.g., a fingerprint or facial recognition). MFA enhances security by adding an extra layer of protection against unauthorized access, reducing the risk of breaches due to stolen or compromised passwords.