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Global Insurance Data Privacy Laws 2026: A Guide for the Insurance Industry

In this whitepaper, you will learn about:

  • Global data privacy regulations impacting the insurance industry
  • Region of law, details and its scope, and requirements
  • Automate compliance with Securiti

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The insurance industry thrives on trust and heavily relies on personal data collection, processing, sharing and storing to underwrite policies, assess risk, prevent fraud, and deliver customized services. As digitalization grows and data moves across borders, insurers must navigate global data privacy laws impacting the insurance industry.

From Europe’s GDPR to the patchwork of U.S. state laws, and from new regulations in Africa and Asia to evolving frameworks in Latin America and the Middle East, global rules are tightening around how insurers collect, use, share, and protect personal information. Noncompliance now carries steep regulatory, reputational, and operational consequences.

This whitepaper offers a 2026, country-by-country overview of insurance-relevant data privacy laws, covering consent, data subject rights, security, breach notification, cross-border transfers, and sector-specific requirements to guide compliance, legal, and data governance teams through this complex terrain.

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Global Insurance Data Privacy Laws 2025

Award-winning technology, built by a proven team, backed by confidence. Learn more.

Frequently Asked Questions

Insurers collect a vast range of personal and sensitive data, including name, house address, phone number and email address, date of birth, employment status, insurance policy details (claims history, dependents), financial data such as bank name, credit checks, etc., and sensitive data like health records (PHI), and much more.

Core privacy principles as outlined under Article 5 of the GDPR include lawfulness, fairness, transparency, purpose limitation (specific reasons), data minimization (only process data that’s required), accuracy, storage limitation, security (integrity/confidentiality), and accountability.

Although several data privacy laws impact the insurance industry, the most prominent among them is the European Union’s General Data Protection Regulation (GDPR). The law has far-reaching implications and imposes strict requirements for businesses engaged in processing the personal and sensitive data of EU residents.

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